Continuing Care Retirement Communities (CCRC)

Life Care Communities

Continuing Care Retirement Communities (CCRCs) are also referred to as life care communities. Entering one is usually a once-in-a-lifetime choice and that's the appeal. Many have large campuses that include separate housing for those who live very independently, assisted living facilities that offer more support, and nursing homes for those needing skilled nursing care. With all on the same grounds, people who are relatively active, as well as those who have serious physical and mental disabilities, all live nearby. Residents then move from one housing choice to another as their needs change.

While usually very expensive, many guarantee life time shelter and care with long-term contracts that detail the housing and care obligations of the CCRC as well as its costs.
more information

Fight The Bite! Avoid Mosquito Bites to Avoid Infection

When dealing with West Nile virus, prevention is your best bet. Avoid bites and illness; although the chance that any one person is going to become ill from a single mosquito bite remains low, the risk of severe illness and death is highest for people over 50 years old.
more information

Think Before You Ink: Are Tattoos Safe?

As the popularity of tattoos continues to grow, so does the concern about potential risks. Some risks, such as the spread of infections through the use of unsterilized needles, have long been known. But what isn't clear is the safety of tattoo inks. Permanent tattoos are made by using needles to inject colored ink below the skin's surface. Permanent make-up is considered a permanent tattoo that mimics the results of cosmetic products such as an eyebrow pencil, lip liner, eyeliner, or blush.
more information

What is Medicare?

Medicare is our country’s health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those who have disabilities and those who have permanent kidney failure or amyotrophic lateral sclerosis (Lou Gehrig’s disease). The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.
more information

Reporting Phone Fraud

Many phone sales pitches are made on behalf of legitimate organizations offering genuine products and services. Unfortunately, scammers also use the telephone to commit fraud. That's why the Federal Trade Commission (FTC) encourages you to be skeptical when you hear a phone solicitation and to report it if you think the call may be fraudulent. Your complaint counts! Fight telephone fraud. Report telephone scam artists to the FTC and to your state Attorney General. When you report fraud to the FTC, your complaint is entered into a secure database that is available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. By reporting telemarketing fraud, you are providing important information to help law enforcement officials track down scam artists and stop them.
more information

www.americaselders.com